Privacy Policy & Terms of Disclaimer for BankerOPD.com
At BankerOPD.com, accessible from https://www.bankeropd.com, one of our main priorities is the privacy and financial clarity of our visitors. This Privacy Policy document contains types of information that is collected and recorded by BankerOPD.com and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us through our Contact Us page.
1. Educational Disclaimer & Non-Solicitation Notice
BankerOPD.com is an independent educational and financial literacy blog authored by a serving Public Sector Bank (PSB) professional writing in an individual capacity.
- Not a Financial Advisor or Broker: All content published on this website is strictly for informational, educational, and awareness purposes based on standard RBI master directions, government scheme guidelines (PMEGP, CGTMSE, Mudra), and general credit appraisal practices. We do not act as loan agents, brokers, or financial advisors.
- No Loan Approvals or Guarantees: Reading our guides, calculating eligibility, or reviewing checklists does not guarantee loan sanction from any bank or financial institution. Final loan underwriting decisions rest solely with the respective bank's credit sanctioning committee.
- Regulatory Compliance: We do not charge any fees, commissions, or deposits for loan processing or matchmaking. Please report any fraudulent entities misrepresenting BankerOPD.com.
2. Google AdSense & Third-Party Vendors
Google, as a third-party vendor, uses cookies to serve ads on BankerOPD.com. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the internet.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- Third-party vendors and ad networks (such as Google AdSense) may use cookies, JavaScript, or Web Beacons to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites. BankerOPD.com has no access to or control over these cookies used by third-party advertisers.
3. Log Files & Analytics
BankerOPD.com follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.
4. Children's Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. BankerOPD.com does not knowingly collect any Personal Identifiable Information from children under the age of 13.
5. Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.